Dataminers have found a hidden sequence. If you manage to achieve absolute zero—no assets, no debts, no memories, no save file—the screen goes black. Then, slowly, a single line of text appears:
(v3.6.0), represents a significant milestone in the game's ongoing episodic development. Core Concept and Narrative No More Money Version 3.6.0 Gold Edition
Do not buy the apartment upgrade. Do not take the "Vacation" option. Your only goal is to trigger the "Side Hustle Unlock" by dropping your savings below $50. Once unlocked, grind the "Mystery Shopper" mission in the industrial district. It pays poorly, but it reveals a hidden dialogue option with the Loan Shark in Week 4. Dataminers have found a hidden sequence
“You have been playing the tutorial. Version 4.0 will begin shortly.” No More Money Version 3.6.0 Gold Edition